T\u00fcrk Eximbank taraf\u0131ndan T\u00fcrk ihracat\u00e7\u0131s\u0131na kulland\u0131r\u0131lan kredileri vade yap\u0131lar\u0131na g\u00f6re k\u0131sa, orta ve uzun krediler olarak s\u0131n\u0131fland\u0131rabilece\u011fimiz gibi krediyi sat\u0131c\u0131 (ihracat\u00e7\u0131) al\u0131c\u0131 (ithalat\u00e7\u0131) taraf\u0131ndan kullan\u0131lmas\u0131na g\u00f6re de s\u0131n\u0131fland\u0131rmak m\u00fcmk\u00fcnd\u00fcr.T\u00fcrk Eximbank taraf\u0131ndan kulland\u0131r\u0131lan k\u0131sa vadeli \u0130hracat kredileri; Reeskont Kredileri, Sevk \u00d6ncesi \u0130hracat Kredileri, \u0130hracata Haz\u0131rl\u0131k Kredileri, D\u0131\u015f Ticaret \u015eirketleri \u0130hracat Kredisi, Kobi, ihracata Haz\u0131rl\u0131k Kredileri, Sevk Sonras\u0131 Reeskont Kredisi \u0130hracata D\u00f6n\u00fck \u00dcretim Finansman Kredisi , olarak tasnif edilmi\u015ftir. Eximbank taraf\u0131ndan d\u00f6viz kazand\u0131ran mal ve hizmet \u00fcreten T\u00fcrk m\u00fcte\u015febbisleri ile T\u00fcrkiye\u2019de mukim serbest b\u00f6lgelerde i\u015f ve yat\u0131r\u0131m yapan i\u015f adamlar\u0131na kulland\u0131r\u0131lan k\u0131sa vadeli bu kredilerden Reeskont Kredisini bu yaz\u0131m\u0131zda ele alaca\u011f\u0131z.<\/p>\n
Senet \u0130skonto nedemektir. ?\u00a0<\/strong>Hen\u00fcz vadesi dolmam\u0131\u015f bir senedin (bono), komisyon ve faiz d\u00fc\u015f\u00fclerek kar\u015f\u0131l\u0131\u011f\u0131n\u0131n nakit olarak al\u0131nmas\u0131d\u0131r. Buna g\u00fcnl\u00fck dilde senedin k\u0131rd\u0131r\u0131lmas\u0131 da denmektedir.<\/p>\n \u00a0Reeskont ne demektir?\u00a0<\/strong>Reeskont ise iskonto edilmi\u015f bir senedin yeniden iskontoya yani reeskonta tabi tutularak ihtiya\u00e7 duyulan nakdin al\u0131nmas\u0131 demektir. Bankalar\u0131n nakit gereksinimlerini kar\u015f\u0131lamak i\u00e7in T\u00fcrkiye Cumhuriyeti Merkez Bankas\u0131ndan bor\u00e7lu cari hesap veya senet iskontosu \u015feklinde talep edebildikleri nakdi kredidir. Yani piyasadaki m\u00fc\u015fteriler aralar\u0131ndaki senetli alacaklar\u0131 bir bankaya iskonto edebilmekte bankalarda bu iskonto edilmi\u015f senedi tekrar Merkez bankas\u0131ndan iskontoya tabi tutabilmektedirler. Teknik tabirlere girmeden b\u00f6yle a\u00e7\u0131klamas\u0131 en g\u00fczeli kan\u0131m\u0131zca.<\/p>\n T\u00fcrk Eximbank K\u0131sa Vadeli \u0130hracat Reeskont Kredisi nedir?\u00a0<\/strong>D\u00f6viz kazand\u0131r\u0131c\u0131 mal ve hizmet ihracat\u0131 yapan yerli firmalar\u0131m\u0131za ucuz finansman sa\u011flamak amac\u0131yla\u00a0 T\u00fcrk Eximbank ve T.C. Merkez Bankas\u0131 aras\u0131nda yap\u0131lan anla\u015fma gere\u011fi Eximbank\u2019a tan\u0131nan asgari limit \u00e7er\u00e7evesinde kulland\u0131r\u0131lan k\u0131sa vadeli bir kredi t\u00fcr\u00fcd\u00fcr. Reeskont kredisi D\u00f6viz cinsinden olabilece\u011fi gibi Tl olarakta kulland\u0131r\u0131labilmekte ve en uzun vadesi 240 olarak belirlenmi\u015ftir. \u00a0Banka ayr\u0131ca 360 g\u00fcn vadeli ve 50 milyon ABD dolar\u0131na kadar reeskont D\u00f6viz Kredisini de kulland\u0131rma imkan\u0131n\u0131 tan\u0131m\u0131\u015ft\u0131r.<\/p>\n T\u00fcrk Eximbank taraf\u0131ndan kulland\u0131r\u0131lan K\u0131sa Vadeli \u0130hracat Reeskont kredilerinin alt limiti;<\/p>\n KOB\u0130 niteli\u011findeki firmalar i\u00e7in 50.000 $,<\/p>\n Di\u011fer t\u00fcm firmalar i\u00e7in 100.000 $ \u2018d\u0131r.<\/p>\n Ekim 2016 y\u0131l\u0131 ba\u015f\u0131 itibariyle serbest piyasa ko\u015fullar\u0131na g\u00f6re olduk\u00e7a uygun maliyet yap\u0131s\u0131na sahip olan Reeskont Kredisinin faiz oran\u0131;<\/p>\n Olmak \u00fczere tespiti yap\u0131lm\u0131\u015ft\u0131r.<\/p>\n T\u00fcrk Eximbank taraf\u0131ndan 120\/240 g\u00fcn s\u00fcreli T\u00fcrk Liras\u0131( TL) kredisinde faiz oran\u0131 her haftan\u0131n ba\u015f\u0131nda o hafta ge\u00e7erli olacak \u015fekilde tespit edilmekte ve Bankan\u0131n kendi internet sayfas\u0131nda yay\u0131nlanmaktad\u0131r.<\/p>\n T\u00fcrk Eximbank Reeskont Kredisi veriyor da kar\u015f\u0131l\u0131\u011f\u0131nda ne t\u00fcrden teminatlar talep etmektedir. ?\u00a0<\/strong>\u00d6ncelikle k\u0131sa vadeli reeskont kredisinin T\u00fcrkiye\u2019de ve T\u00fcrkiye\u2019de kurulu bulunan serbest b\u00f6lgelerde faaliyetlerini y\u00fcr\u00fcten firmalara\u00a0 verildi\u011fini belirtmek isteriz. Banka verdi\u011fi\/verece\u011fi bu k\u0131sa vadeli kredi kar\u015f\u0131l\u0131\u011f\u0131nda teminat olarak; 1- Kredi talep edenin bor\u00e7lu , Eximbank\u2019\u0131n alacakl\u0131 oldu\u011fu bir senet (bono) 2) Banka Teminat mektubunu \u00a0teminat olarak almakta\/alacakt\u0131r. T\u00fcrk Eximbank taraf\u0131ndan T\u00fcrk ihracat\u00e7\u0131s\u0131na kulland\u0131r\u0131lan kredileri vade yap\u0131lar\u0131na g\u00f6re k\u0131sa, orta ve uzun krediler olarak s\u0131n\u0131fland\u0131rabilece\u011fimiz gibi krediyi sat\u0131c\u0131 (ihracat\u00e7\u0131) al\u0131c\u0131 (ithalat\u00e7\u0131) taraf\u0131ndan kullan\u0131lmas\u0131na g\u00f6re de s\u0131n\u0131fland\u0131rmak m\u00fcmk\u00fcnd\u00fcr.T\u00fcrk Eximbank taraf\u0131ndan kulland\u0131r\u0131lan k\u0131sa vadeli \u0130hracat kredileri; Reeskont Kredileri, Sevk \u00d6ncesi \u0130hracat Kredileri, \u0130hracata Haz\u0131rl\u0131k Kredileri, D\u0131\u015f Ticaret \u015eirketleri \u0130hracat Kredisi, Kobi, ihracata Haz\u0131rl\u0131k Kredileri, Sevk … Devam\u0131n\u0131 oku<\/a><\/p>\n","protected":false},"author":1,"featured_media":238,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[7],"tags":[273,274,275],"aioseo_notices":[],"views":231,"_links":{"self":[{"href":"https:\/\/www.hesapla.net\/blog\/wp-json\/wp\/v2\/posts\/265"}],"collection":[{"href":"https:\/\/www.hesapla.net\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.hesapla.net\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.hesapla.net\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.hesapla.net\/blog\/wp-json\/wp\/v2\/comments?post=265"}],"version-history":[{"count":4,"href":"https:\/\/www.hesapla.net\/blog\/wp-json\/wp\/v2\/posts\/265\/revisions"}],"predecessor-version":[{"id":276,"href":"https:\/\/www.hesapla.net\/blog\/wp-json\/wp\/v2\/posts\/265\/revisions\/276"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.hesapla.net\/blog\/wp-json\/wp\/v2\/media\/238"}],"wp:attachment":[{"href":"https:\/\/www.hesapla.net\/blog\/wp-json\/wp\/v2\/media?parent=265"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.hesapla.net\/blog\/wp-json\/wp\/v2\/categories?post=265"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.hesapla.net\/blog\/wp-json\/wp\/v2\/tags?post=265"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}\n
\nSerbest piyasa \u015fartlar\u0131na g\u00f6re olduk\u00e7a uygun faiz oranlar\u0131nda sunulan k\u0131sa vadeli ihracat reeskont kredisi i\u00e7in T\u00fcrk Eximbank \u0130stanbul\u2019daki Genel Merkezine , Ankara B\u00f6lge M\u00fcd\u00fcrl\u00fc\u011f\u00fcne ba\u015fvurulabilece\u011fi gibi \u015fube m\u00fcd\u00fcrl\u00fckleri ile irtibat b\u00fcrolar\u0131ndan da bilgi al\u0131nabilmektedir. \u00a0Eximbank Reeskont kredisi hakk\u0131nda bilgi sunmaya \u00e7al\u0131\u015ft\u0131\u011f\u0131m\u0131z yaz\u0131m\u0131za burada son veriyoruz. Sayg\u0131lar\u0131m\u0131zla.<\/p>\n","protected":false},"excerpt":{"rendered":"