{"id":252,"date":"2018-01-30T15:10:14","date_gmt":"2018-01-30T12:10:14","guid":{"rendered":"http:\/\/www.hesapla.net\/?p=252"},"modified":"2018-02-28T20:40:11","modified_gmt":"2018-02-28T17:40:11","slug":"turk-eximbank-ihracat-kredi-sigortasi","status":"publish","type":"post","link":"https:\/\/www.hesapla.net\/blog\/turk-eximbank-ihracat-kredi-sigortasi\/","title":{"rendered":"T\u00fcrk Eximbank \u0130hracat Kredi Sigortas\u0131"},"content":{"rendered":"<p>T\u00fcrk Eximbank T\u00fcrkiye\u2019nin ihracat\u0131n\u0131n geli\u015ftirilmesi i\u00e7in sadece yurt i\u00e7indeki ihracat\u00e7\u0131lara kredi, yurtd\u0131\u015f\u0131ndaki ithalat\u00e7\u0131lara ise yurt d\u0131\u015f\u0131 kredileri vermemektedir. \u0130hracat i\u015flemlerinin kredi sigortas\u0131 hizmetini de vermektedir. 1987 y\u0131l\u0131nda kurulan T\u00fcrk Eximbank, 1989 y\u0131l\u0131nda ihracat kredi sigortas\u0131 program\u0131n\u0131 hayata ge\u00e7irmi\u015ftir.Bu program ile\u00a0 ihracat yapan firmalar\u0131n ihra\u00e7 bedellerinin, politik ve ticari risklere kar\u015f\u0131 belirli bir d\u00fczeyde teminat alt\u0131na al\u0131nmas\u0131n\u0131n yan\u0131 s\u0131ra, sigorta kapsam\u0131nda i\u015flem yapan firman\u0131n Eximbank\u2019da do\u011fan yada do\u011facak alacaklar\u0131n\u0131 ticari bankalara devrederek yada senetli alacaklar\u0131n\u0131 ya T\u00fcrk Eximbank\u2019tan yada bankan\u0131n onay\u0131 ile di\u011fer ticari bankalarda k\u0131rd\u0131rmak(iskonto ettirmek) yoluyla finansman imkan\u0131na eri\u015fmeleri hedeflenmi\u015ftir.<\/p>\n<p>T\u00fcrk Eximbank\u2019ta halen uygulanmakta olan Sigorta Programlar\u0131;<\/p>\n<ul>\n<li>K\u0131sa Vadeli \u0130hracat Kredi Sigortas\u0131 Program\u0131<\/li>\n<li>Orta ve Uzun Vadeli ihracat Kredi Sigortas\u0131 Programlar\u0131d\u0131r.<\/li>\n<\/ul>\n<p>\u00d6te yandan <strong><em>Yurt D\u0131\u015f\u0131 M\u00fcteahhitlik Hizmetleri Teminat Mektuplar\u0131n\u0131n Haks\u0131z Nakde \u00c7evrilme Sigorta Program\u0131<\/em><\/strong> 2004 y\u0131l\u0131nda; Yurt d\u0131\u015f\u0131 m\u00fcteahhitlik hizmetlerinin desteklenmesi ve geli\u015ftirilmesi amac\u0131yla hayata ge\u00e7irilmi\u015ftir.<\/p>\n<p><strong>T\u00dcRK EXIMBANK\u2019IN \u0130HRACAT KRED\u0130 S\u0130GORTASI H\u0130ZMET\u0130 \u0130LE SA\u011eLADI\u011eI FAYDALAR NELERD\u0130R?<\/strong><\/p>\n<p>Riskten ar\u0131nm\u0131\u015f alacaklar\u0131n iskonto edilmesi suretiyle finansman imkan\u0131 sa\u011flamas\u0131 bak\u0131m\u0131ndan finans sa\u011flama arac\u0131,<\/p>\n<p>Sundu\u011fu Al\u0131c\u0131 firmalar ve \u00fclkeler hakk\u0131nda risk analizi yapmas\u0131 dolay\u0131s\u0131yla bir hizmet sa\u011flama arac\u0131 ,<\/p>\n<p>Ticari ve politik risklere kar\u015f\u0131 ise tahsilat g\u00fcvencesi sa\u011flayarak teminat fonksiyonunu yerine getirdi\u011fi s\u00f6ylenebilir.<\/p>\n<p><strong>PEK\u0130 NEDEN \u0130HRACAT KRED\u0130 S\u0130GORTASINI KULLANMALIYIZ?<\/strong><\/p>\n<p>\u0130hracat Kredi Sigortas\u0131; \u0130hracattaki Vade yap\u0131s\u0131n\u0131 uzatmas\u0131, yeni ve riskli piyasalara g\u00fcven i\u00e7erisinde girebilme, Poli\u00e7enin teminat g\u00f6sterilmesi yoluyla bankalardan finansman al\u0131nabilmesi, \u00a0T\u00fcrk Eximbank kredilerinde teminat g\u00f6sterebilme avantaj\u0131, T\u00fcrk Eximbank kredilerinde uygulanan faiz indirimi gibi nedenlerle \u0130hracat Kredi Sigortas\u0131 kullan\u0131lmaktad\u0131r.<\/p>\n<p><strong>T\u00dcRK EXIMBANK\u2019IN \u0130HRACAT KRED\u0130 S\u0130GORTASI KONUSUNDA \u0130L\u0130\u015eK\u0130L\u0130 OLDU\u011eU BANKALAR HANG\u0130LER\u0130?<\/strong><\/p>\n<p>Bu konuda T\u00fcrk Eximbank ile anla\u015fmas\u0131 bulunan ticari bankalar ise; Aktif Yat\u0131r\u0131m Bank., Akbank, Alternatifbank, Burgan Bank, Citibank,Denizbank, Fibabanka, Finansbank, HSBC Bank, Ing Bank, \u015eekerbank, T.C. Ziraat Bankas\u0131, T\u00fcrk Ekonomi Bankas\u0131, T\u00fcrkiye Garanti Bankas\u0131d\u0131r.<\/p>\n<p>S\u00f6z konusu bankalar ile T\u00fcrk Eximbank aras\u0131nda imzalanan anla\u015fmaya g\u00f6re T\u00fcrk ihracat\u00e7\u0131s\u0131n\u0131n yapaca\u011f\u0131 sigortal\u0131 sevkiyat bedeli alacaklar an\u0131lan bankalar taraf\u0131ndan iskonto edilerek kredilendirilebilmektedir. B\u00f6ylece sigortal\u0131 ihracatlar ayr\u0131ca bir kredi imkan\u0131na kavu\u015fmu\u015f olmaktad\u0131r.<\/p>\n<p><strong>K\u0131sa Vadeli \u0130hracat Kredi Sigortas\u0131n\u0131n kapsam\u0131<\/strong>;<\/p>\n<ul>\n<li>Say\u0131lar\u0131 birka\u00e7\u0131 ge\u00e7meyen \u00fclkeler harici d\u00fcnya \u00fclkelerinin hemen hemen hepsine yap\u0131lan ihracat ile ilgili poli\u00e7e d\u00fczenlenebilmektedir.<\/li>\n<li>1 y\u0131l yani 360 g\u00fcne kadar vadeli t\u00fcm ihracatlar sigorta kapsam\u0131na al\u0131nmaktad\u0131r.<\/li>\n<li>Alacaklar\u0131n %90\u2019l\u0131k k\u0131sm\u0131 tazmin edilebilmektedir.<\/li>\n<\/ul>\n<ul>\n<li>Uygun maliyet ile ihracat kredi sigortas\u0131 imkan\u0131 getirilmektedir. (%0,02\u2019den ba\u015flayan prim oranlar\u0131 ile )<\/li>\n<\/ul>\n<p><strong><u>Sigorta program\u0131 genel olarak<\/u><\/strong>; Sigorta Poli\u00e7esinin haz\u0131rlanmas\u0131, Al\u0131c\u0131 Limitinin de\u011ferlendirilmesi, Tazminat i\u015flemleri ve Tahsilat \u0130\u015flemleri s\u00fcre\u00e7lerinden ge\u00e7mektedir.<\/p>\n<p>2004 y\u0131l\u0131nda uygulamaya ge\u00e7irilen ve yurt d\u0131\u015f\u0131 m\u00fcteahhitlik hizmetlerine destek verilmesi temel amac\u0131n\u0131 g\u00fcden Teminat Mektuplar\u0131n\u0131n Haks\u0131z Nakde \u00c7evrilmesi Sigortas\u0131 ile; Yurt d\u0131\u015f\u0131nda m\u00fcteahhitlik hizmeti veren T\u00fcrk in\u015faat firmalar\u0131n\u0131n i\u015f yapt\u0131klar\u0131 pazarda kal\u0131c\u0131 olmalar\u0131n\u0131 ve yeni pazarlara a\u00e7\u0131l\u0131mlar\u0131n\u0131n sa\u011flanmas\u0131n\u0131 desteklemek, Teminat mektuplar\u0131n\u0131n haks\u0131z yere nakde \u00e7evrilmesi riskine kar\u015f\u0131 poli\u00e7e ile teminat alt\u0131na al\u0131nmas\u0131n\u0131 sa\u011flamak ama\u00e7lar\u0131 g\u00fcd\u00fclmektedir. Bu destek M\u00fcteahhitlik sekt\u00f6r\u00fcndeki firmalar i\u00e7in uygulanmaktad\u0131r.<\/p>\n<p>T\u00fcrk Eximbank taraf\u0131ndan yap\u0131lan \u0130hracat Kredi Sigortas\u0131 uygulamalar\u0131 hakk\u0131nda genel bilgiler verdi\u011fimiz yaz\u0131m\u0131za burada son veriyoruz. Ho\u015f\u00e7akal\u0131n<\/p>\n","protected":false},"excerpt":{"rendered":"<p>T\u00fcrk Eximbank T\u00fcrkiye\u2019nin ihracat\u0131n\u0131n geli\u015ftirilmesi i\u00e7in sadece yurt i\u00e7indeki ihracat\u00e7\u0131lara kredi, yurtd\u0131\u015f\u0131ndaki ithalat\u00e7\u0131lara ise yurt d\u0131\u015f\u0131 kredileri vermemektedir. \u0130hracat i\u015flemlerinin kredi sigortas\u0131 hizmetini de vermektedir. 1987 y\u0131l\u0131nda kurulan T\u00fcrk Eximbank, 1989 y\u0131l\u0131nda ihracat kredi sigortas\u0131 program\u0131n\u0131 hayata ge\u00e7irmi\u015ftir.Bu program ile\u00a0 ihracat yapan firmalar\u0131n ihra\u00e7 bedellerinin, politik ve ticari risklere kar\u015f\u0131 belirli bir d\u00fczeyde teminat alt\u0131na &#8230; <a title=\"T\u00fcrk Eximbank \u0130hracat Kredi Sigortas\u0131\" class=\"read-more\" href=\"https:\/\/www.hesapla.net\/blog\/turk-eximbank-ihracat-kredi-sigortasi\/\" aria-label=\"More on T\u00fcrk Eximbank \u0130hracat Kredi Sigortas\u0131\">Devam\u0131n\u0131 oku<\/a><\/p>\n","protected":false},"author":1,"featured_media":253,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[7],"tags":[273,274,275],"aioseo_notices":[],"views":463,"_links":{"self":[{"href":"https:\/\/www.hesapla.net\/blog\/wp-json\/wp\/v2\/posts\/252"}],"collection":[{"href":"https:\/\/www.hesapla.net\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.hesapla.net\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.hesapla.net\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.hesapla.net\/blog\/wp-json\/wp\/v2\/comments?post=252"}],"version-history":[{"count":2,"href":"https:\/\/www.hesapla.net\/blog\/wp-json\/wp\/v2\/posts\/252\/revisions"}],"predecessor-version":[{"id":255,"href":"https:\/\/www.hesapla.net\/blog\/wp-json\/wp\/v2\/posts\/252\/revisions\/255"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.hesapla.net\/blog\/wp-json\/wp\/v2\/media\/253"}],"wp:attachment":[{"href":"https:\/\/www.hesapla.net\/blog\/wp-json\/wp\/v2\/media?parent=252"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.hesapla.net\/blog\/wp-json\/wp\/v2\/categories?post=252"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.hesapla.net\/blog\/wp-json\/wp\/v2\/tags?post=252"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}